Home Loans
Buying your first home is exciting, but complex. We can make it easier by helping you through the steps, and by assisting you with programs like the First Home Owners' Grant Scheme. We can also quickly and easily tell you the exact amount you are eligible to borrow.
The purchase of your first home is one of the largest financial commitments you will ever make. This makes finding the home loan to suit your situation, just as important as finding the right home for you.
This is where One Stop Finance can help, particularly when the banks and non-bank lenders are very different in their approach to lending.
At One Stop Finance, it's our aim is to eliminate any guesswork on your part and to help you sort through the maze of home loan products available in the market. We will also take the time to help you understand the different interest rates, fees and charges, and terms and conditions available.
We will explain to you the features of the different loans and why they are more suited to your individual requirements. If you have a preference for a loan that offers certain features, then we can identify which lenders and which products will meet these needs.
One Stop Benefits:
- 1. Access to your lending manager
- 2. No monthly fees
- 3. Fortnightly or weekly payment options at no extra cost
- 4. Salary can be paid directly into your loan
- 5. Lump sum repayment options*
- 6. Consolidate other debts so you pay less interest
- 7. Ability to change to fixed rate
- 8. A competitive interest rate
- 9. Redraw facility and access to any additional payments*
- 10. Competitive application and establishment fees*
*Only available on variable rate account loans
